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Financing your Holidays

Have you always wanted to travel? Are you saving money to take a world tour? Do you get frustrated thinking that it will take you forever to save enough money?

If the answer to the above questions is a resounding ‘Yes’, then here is a solution that will allow you set off on that world vacation this year instead of 10 years from now, ‘Personal Finance or Holiday Finance’.

Today, a large number of banks are offering no security holiday loans. Some banks are even waiving the need for any documents if you flash a credit card from the same institution. These financial packages help you cover the cost of your holiday expenses, i.e., boarding, lodging, shopping, and other traveling expenses. You take your dream vacation without any financial problems.

Taking a Loan: Process & Conditions:

  • A holiday loan takes approximately 72 hours after all the documents are submitted to be processed (time duration varies from bank to bank).
  • All holiday loans require minimal documentation and have low rates of interests.
  • The amount you can borrow varies just like any other loan depending on your income and repayment capacity.
  • The repayment period for a holiday loan is 1 to 5 years (time duration varies from bank to bank).


Banks offering Holiday Loans:

- State Bank of India
- HDFC
- Bank of India
- ICICI
- Kotak Mahindra
- Central Bank of India.

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